GROUNDFLOOR is the first and only private real estate lending marketplace open to non-accredited investors. Before GROUNDFLOOR, only accredited investors had access to the diversification, risk-adjusted returns & control available via private market investments. GROUNDFLOOR opens the door to short-term, high-yield returns backed by real estate. We bring together individual investors looking for short-term lending investments and borrowers looking for short-term financing for their specific real estate projects. The borrowers get access to more flexible, faster and cheaper capital than a traditional bank or a hard-money lender. Investors get access to short-term, high-yield investments offering returns that average over 10%.